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Articles by Thomas Ajava |
101. Life Insurance - Factors Involved In The Price When Selling A Policy
December 20, 2010
The act of selling a life insurance policy is becoming all the rage these days as people look to turn their illiquid assets into cash they can use. The concept is known as a life settlement. Of course, selling your policy is only a good idea if you get a good price. In this article, we look at the f...
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102. Commercial Loans - The Single Most Import SBA Loan Program In Existence
December 20, 2010
The Small Business Administration is charged with helping small businesses survive and grow. Some of the programs offered by the SBA aren’t all that helpful, but one certainly is and that makes it the single most important SBA loan program on the market.
The SBA was created in the 1950s to h...
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103. Introduction to Commercial Mortgage Refinancing
December 17, 2010
Commercial mortgages aren’t usually full term loans. By this, I mean that it is pretty rare for a loan to be paid off over its term. Instead, most commercial financing is refinanced for one reason or another well before the loan matures. In this article, we take a look at how the refinancing process...
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104. Why Securitized Mortgage Loans Is Both Good And Bad
December 17, 2010
Securitized mortgage loans have received significant criticism recently given their role in the financial meltdown of the real estate market. There truth is there are both good and bad characteristics contained in these loans.
I financed my way through both college and graduate school. By ...
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105. Did The Asbestos Ban Mean Much Of Anything?
December 17, 2010
The horrors of asbestos are well known and still with us to this day. Given this, the ban on the material would seem to have been a natural move. So, when was asbestos banned?
Asbestos was a wonder material for manufacturers. It was easy to get because you could simply mine it out of the gro...
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106. Venture Capital - The Ownership Position Taken
December 16, 2010
Starting a business from scratch can be a real challenge. Once you meet that challenge and have a profitable, stable business, you will start thinking about growing the business in significant ways. At that point, you will have another challenge. You’ll need a cash infusion and that is where venture...
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107. Commercial Loans and Agency Lending
December 16, 2010
The commercial loan market is often described as being different than the residential version. The relationship between commercial loans and agency lending is one area where this isn’t true.
The residential housing market has gone through a major boom and bust rollercoaster recently. There a...
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108. Don't Let Your Life Insurance Lapse Because of High Premiums
December 16, 2010
The Great Recession has been the proverbial economic slap in the face for the vast majority of us. Part and parcel to this, most are looking to cut costs and horde money as we hope to survive these troubling times. For many, that means terminating their life insurance given the high premium payment ...
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109. How Much Computer RAM Is Enough?
December 16, 2010
How much computer RAM is enough? The answer to this question is heavily dependent on the usage of the computer. If you use your computer to just check your email and browse the web, you will not need a lot of RAM. If however you use your computer for various things such as video editing, printing, s...
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110. Introduction to HDL Cholesterol
December 16, 2010
This article will give you a brief introduction about HDL cholesterol, often called the good cholesterol in your body. Cholesterol is carried in the blood by particles called lipoproteins. There are two types of lipoproteins, HDL and LDL. HDL stands for high density lipoprotein. Though both HDL and ...
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