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Articles by Daniel Collins |
601. Top tips for saving up a mortgage deposit
July 07, 2008
Up until 2007, 100% mortgages were commonplace; in fact, 110% and 120% mortgages were also available, but since the credit crisis struck lenders have become a lot more strict with their lending conditions, with 75% LTVs (loans to value) becoming more and more common.
But, with the average...
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602. Being 'Hands-Free' Isn't Just For Drivers: Talking On The Move
July 07, 2008
A moving car can be a weapon, especially when a driver isn't in full control of the vehicle. But many drivers nowadays - businessmen, couriers, even working mums - recognise the need to be contactable while on the move. But while it isn't always practical to stop en route to take or make calls on ...
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603. Payday loans on the rise as credit crisis continues
July 07, 2008
The number of people being forced to take out high interest, short-term loans has risen by more than 130 per cent since August 2007; a figure which analysts say is evidence that the effects of the global credit crunch are showing no signs of easing.
Short-term loans, also known as payday ...
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604. Save yourself some hassle: Savings Accounts
July 07, 2008
Amidst today's economic uncertainty, many people have had to start looking at ways of making the most of their money. But before doing anything, finding a way to make sure that these finances are well managed and looked after is a must; perhaps through a suitable bank saving account. But with so man...
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605. When is it Time to Wash Your Jeans?
July 07, 2008
So you’ve had the same jeans on for, well you can’t quite remember, and yet you may still have plans on going to the pub or club with them on. While it’s not a question on most people’s minds on an average day it’s still an important one: just how often should you wash your jeans? The answer lies in...
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606. The pleasure of visiting Blackpool
July 04, 2008
The UK is not only famous for its fish and chips wrapped in a newspaper, nor its English tea, but take a trip to County Lancashire in the North of England and you will find the city of Blackpool. This famous British seaside resort hosts one of the UK's most popular theme parks, Blackpool Pleasure Be...
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607. Spain's Most Superior Holiday Destination?
July 04, 2008
Barcelona is arguably Spain’s most stunning holiday destination; it is a true Mediterranean gem and basks proud in the spotlight. It is one of the most eye-catching cities with its striking architecture, grand landmarks (like The Olympic Stadium), beautiful countryside and long, beach-strewn coastli...
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608. Bored Of Half-Board? Why All-Inclusive Holidays Could Save You Money
July 04, 2008
For many people, booking the annual two-week break away from home is the highlight of the year, and a chance to pore over numerous glossy brochures in order to select the next destination and collect another stamp in the passport.
People's ideas of a holiday differ, and as a result so do ...
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609. History, Culture And A Dash Of Frivolity
July 04, 2008
Edinburgh is the historic capital of Scotland, yet it is often overlooked for the bright lights and bustle of Glasgow. But take the time to get to know its cobbled old streets and you will find yourself immersed in a city full of culture, but with a definite cheeky glint in its eye.
Duri...
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610. Car Finance: How It Works
July 04, 2008
When making a substantial investment - perhaps a house or a car - the majority of people need to take out a mortgage or a loan to help cover costs. This may be a cause of worry; after all what happens if your income changes? Will you be able to keep up the repayments? Do you fully understand all the...
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