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Articles by Rich Bird |
491. Alternatives to Personal Loans
September 29, 2010
Obtaining a personal loan can be great, but don't forget that monthly payment that goes with it. If you are uncertain if you can meet the monthly obligation of a personal loan, don't take the risk. This is especially important if the only type of personal loan you are eligible for is one that is sec...
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492. Debt Elimination with a Personal Loan
September 29, 2010
There are many ways to allocate the funds you receive under the terms of a personal loan. One of the most popular uses for such loans is to eliminate debt. A personal loan offers a great alternative for individuals who are struggling to make monthly payments on too many accounts. The idea is to pay ...
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493. How Should I Use my Personal Loan?
September 29, 2010
Personal loans can be used for most any purpose you would spend money on, the choice is yours. The most common use for personal loans is to consolidate debt that has accumulated, such as credit card debt. Individuals may find themselves scraping by each month with minimum payments, realizing the deb...
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494. The Basics of Refinancing
September 29, 2010
Understanding the process of re-financing can be quite dizzying. Homeowners who are considering re-financing might initially be overwhelmed by the number of options available to them. However, after taking some time to educate themselves about the process, they will likely find the process is not ne...
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495. How To Understand Cape Cod Architecture
September 29, 2010
Americans have always loved a good Cape Cod home. In 1938 when Life magazine asked families to choose their ideal place to live, the Cape Cod design was among those few selected, even when compared to an original modern home by renowned architect Frank Lloyd Wright. The design visionary may have had...
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496. Many Different Types Of Mortgages Today
September 29, 2010
Buying a home is one of the biggest commitments you will ever undertake. So choosing your mortgage does take thought. Take some time to consider what mortgage is right for you. After all it's your money you will be spending so, I would recommend utilizing it in the best way possible.
The ki...
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497. Things to Consider Before Refinancing
September 29, 2010
The decision to re-finance a home mortgage is a serious decision which should not be taken lightly. Homeowners should give this decision a great deal of consideration to ensure they are making the best possible decision for their financial situation and personal needs. Some factors to consider when ...
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498. What You Should Know About Reverse Mortgages
September 29, 2010
As an older American you can turn to "reverse" mortgages to seek money to pay off your current mortgage, finance a major home improvement, supplement your retirement income, or to pay for those unexpected health care expenses. These type loans can allow you to convert part of the equity in your home...
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499. The Source Of Mortgage Money
September 29, 2010
Where does mortgage money actually come from? When you get a $500K mortgage, who actually writes the checks? Most people have no idea. Does it come from a bank? Does it come from the government or some large quasi-governmental agency like Fannie Mae or Freddie Mac? It all seems so confusing and the ...
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500. Having The Perils Of Plastic
September 29, 2010
Millions of credit card borrowers are about to face larger monthly payments, a change that represents both good news and bad for consumers.
Under new guidelines suggested by the federal government, starting in January minimum monthly payments for credit card debt will generally increase. Ma...
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