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Every individual involved in the e-business in one way or the other should be aware of the Payment Card Industry as well as their standards i.e. the Payment Card Industry Standard for their own information security. People must be aware what they mean to the vendors and the clients as well. The reason why today this issue has gained momentum can be traced back to the present hacker attacks and security concern issues. So taking a brief tour on the Pa DSS Compliance would be very useful for those who want to be Pa DSS compliant. Starting from the very initial point i.e. what does Pa DSS stand for, it can be expanded to give Payment Application Data Security Standard. This particular standard was created by a group of important credit card companies strictly in accordance with the Payment Card Industry Security Council with the aim to avoid the increasing cases of fraud credit card transactions and breach of private information. It was found that bout three fourth of all attacks that were reported, were against the application employed to get the credit card information processed. So the Pa DSS made it compulsory for all applications which use any type of credit card interactions to be strictly certified from the Payment Application Security Quality Assessor. The Pa DSS is also applicable to all those applications that are distributed or sold and use third party interference. Leave apart Pa DSS, there are quite many other acronyms in the industry which pop up when we speak of data security in particular. Seeing the large number of acronyms people are usually confused when they think of these digital standards. Another very prominent name which resembles the Pa DSS is the PCI DSS. The Pa DSS as suggested from its name itself is applicable to all of the application software which makes use of any kind interaction through the credit cards. On the other hand the PCI DSS is designed exclusively for those merchants who deal with online business and use credit cards for carrying out the monetary transactions. The main aim of the PCI DSS is to protect the cardholder data and it uses encryption for this process so that even if the hacker is able to gain access to the critical data, he should not be able to make any sense out of it, till not having access to the encryption key of course!! So they also consider the protection of the encryption key to be a serious subject. They restrict the use of these keys only to the concerned merchants to grant them privacy. Be it the Pa DSS or the PCI DSS, each of them has been created with the aim to protect the card information or sensitive information of the consumer. Since the Pa DSS Compliance evolved from the PABP, many merchants are confused even about these standards; however it is the software vendor who needs to know the difference between the two standards as a necessary point so as to choose the correct option. Know more about information leave apart Pa DSS, there are quite many other acronyms in the industry which pop up when we speak of data security in particular. Please check our services Groundlabs.
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