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For the last few years, the use of credit cards has increased tremendously. For some people, more than its use, it has become a trend to carry a credit card in pockets. Though, having a credit card is a good deal for people having a good source of income and who pays their bills on time. If you are looking to apply for credit cards, it is important to be well aware about the advantages and disadvantages of the credit cards before applying. You can compare credit cards from different means and go for the best one suitable for your requirement and pocket. However, today there are many types of credit cards available with different interest rates, fees and reward programs. So before you finalizing the best one for you, it is vital to know which one matches your standard of living and economic circumstances. Credit card comparison helps you to select the beneficial deal for you. While you compare credit card, always appraise the card features on the base of following points: Interest rates Every bank offers you different rate of interest on your credit. It usually ranges from 2.79-3.9% monthly depends on the banks. Always go with such bank that offers you affordable rate of interest. Credit cards that serve your need All bank tries their level best to impress the customer with lucrative offers. But before opting that offer, search for such credit card that doles out your needs and expenditure. Review all features of the card Always go for such deals that offer you maximum features and benefits such as zero joining fee, zero annual fees, 24x7 helpline, and rewards points. Interest free or Grace period Look for a card that offers you maximum grace period in which banks don’t toll any charges that is the time period of 15-20 days between statement date and payment due date. Look the lucrative offers and rewards offered by the bank There are many credit cards that offer reward points and many attractive offers in the outline of endeavor points while buying a specific services or goods. You can exchange these points for cash back and for striking gifts. Other than this some credit card companies offer lavish services like janitor services for any travel booking worldwide with hotel accommodation. When you are using credit cards, always keep in mind not to build debt on it. Paying bills on time avoid the interest and your credit card will always work for you in a profitable manner.
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