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When investing money, everyone expects to receive assured returns. One of the most common questions asked by a first time investor is, 'where should they invest’? It all depends on the kind of risks that you are willing to take and the kind of returns that you expect from the investments. As far as investments are concerned, options like an SIP help people start investing with amounts as low as Rs 500 a month. We present a ready reckoner for anyone who is interested in investing. Amongst all, gold funds offer you the finest returns as they are considered to be the safest schemes that remain stable even in shaky market conditions. While the gilt funds are risky, they are the safest types of investments. When making an investment decision it's a good practice to find out the different kinds of funds available in the market. The different types of funds as classified by: a) Structure includes: ? closed ended ? open ended ? interval funds b) Nature includes: ? Equity ? debt-balance funds c) Basis includes: ? growth schemes ? index plans ? income ? balanced schemes An online investment is a good choice if you are a first time investor. Before making an online investment you should: • Research the different finance portals which can tell you about the features of various schemes • Consult a financial expert and figure out the right amount to invest in a particular fund. • Thoroughly research about market risks and ups and downs associated with a particular fund. Pay attention to a fund's previous performance. • Compare all available investment schemes before you make a decision. • Before you invest, find out what kind of returns the fund promises • If funds are compared with stock investments, then they are safer as the risks are spread across a variety of investments across various sectors and verticals. • Decide about the period of your investment. With a proper background, it important to know about the different investment features such as risks, market features, returns and investment period, you can start investing. Investments are a good way for you to save for the future and also beat inflation. A bit of smartness, market knowledge, and research on available investments will go a long way to help you choose the right mutual fund.
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Mutual Fund, Gold Fund, Equity Fund, Liquid Fund,
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