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Tips To Get Good Car Insurance by debbie jeffrey





Article Author Biography
Tips To Get Good Car Insurance by
Article Posted: 02/28/2012
Article Views: 51
Articles Written: 72
Word Count: 456
Article Votes: 0
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Tips To Get Good Car Insurance


 
Health
See what kind of coverages your company has, this can help you decide what you need and what you do not need. If you drive fewer than 7,500 miles a year, then you may be eligible for a discount. Your premium may also be decreased if you use public transportation to commute to work. If public transit is not an option, consider forming a carpool with like-minded drivers in your area.

The higher the deductible, the lower the insurance premium will be. If you have a high deductible, it means you're responsible for any repairs, but it still offers protection against total losses in which you're liable. If your car has a low value, it is particularly suitable to choose a high deductible option.

Strive to reduce the mileage you put on your car each year. If you have to drive a lot each year, consider doing it in an inexpensive, second vehicle to lower your risk, which in turn lowers the insurance company's risk. If you drive two low-mileage cars, the math may work in your favor and translate into lower insurance rates.

By making a list of discounts, you can see exactly which discounts you can get, as well as which ones you may be able to get with only slight changes in your driving habits. These discounts are a surprisingly effective way to save money.

If you want to buy aftermarket parts or decorations for your car, ask your agent about the insurance consequences. A set of rims might set you back $1,000 but if they only add $30 of value to the car according to the appraiser, you will lose the difference in the event that the vehicle gets stolen.

Remove any drivers from your insurance that do not drive your vehicle anymore. If there are other drivers on your policy, consider removing them in order to save some money on your premiums.

Never drive without car insurance! It also can save you a lot of money in the event of an accident. In this article we have provided some valuable tips which can help you to find the auto insurance plan that is best suited for you.

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