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Mobile insurance is the newest concept in the insurance field. It means protection of the economic interests of the mobile owners against the risk factors like mobile theft, loss and damage. There are many insurance companies, which offer cheap mobile phone insurance plans to the mobile customers. The importance of Mobile insurance has grown up in present days. The mobiles of the customers always has the risk factors of mobile theft or loss, while they were on the journey. The handsets also involves risks like phone damages. Many of the mobile phones carries some mobile phone deals besides limited warranty. With the loss or theft of the handset, the phone owners are also deprived of the contract deals as well as product warranty. Therefore, to minimize the financial hassles of the gadget owners due to any risks, the individual should opt for a suitable phone insurance plan. Many people buy handsets during festive seasons for getting some attractive free gifts or offers. These mobile phone deals are either provided by the mobile manufacturers or mobile network providers. The free offers are provided for specified period like 6, 12 ,18 and 24 months. The purpose of providing the free deals is to promote the certain mobile models or mobile network service. Most of the free deals are provided in terms of free talk time of specified amount, free SMS and Free internet usage. However, misfortunes never comes with advanced indication. This is also true in the case of mobiles. If a handset owner loose their handsets during contract duration on their journey or elsewhere, then s/he also is debarred from all of the free deals included in the lost phone. Therefore, a contract gadget owner should choose an effective mobile insurance plan for protecting his/her interests against any eventuality. Individuals may also loose their handsets during journey time or way to office, shops etc. Many people while on the way towards their destination loose their handsets, if it accidentally fall from the hands or pockets of the phone owners. Phone owners may also loose their gadgets if it stolen by mobile thieves in the crowded places like bus stand, railway stations etc. Sometimes mobile phones by mistakes slips into the muds or fire from the hands of the individuals and get damaged either due to damp or charred. The individual may not be much anxious, if his/her lost gadget is not expensive. However, it will be obviously a matter of deep concern, if the individual phone owner loose his/her expensive gadget. The individual may not be able to buy the new costly handset of similar type of that lost or stolen. Therefore, a costly handset owner should opt for an effective mobile insurance plan for minimizing financial losses. There are many mobile insurance companies throughout the world. Most of the phone insurance services are offered online. Desirous people should log into the websites of their preferred mobile insurance company and browse for the different phone insurance plans available with the company. Choosing an appropriate insurance plan for the gadget is also very much important. Individuals should ascertain the premium rates, coverages provided, benefits included and insurance periods of the different phone insurance plans. The selection of phone insurance plan depends on the incomes and overall insurance requirements of the phone owners, as well as availability of the insurance plans in the different local areas. The phone insurance companies of UK generally provide the coverage benefits of 1,000 pounds maximum. The insured amount is credited into the account of the insured phone owner within 48 hours of reporting of phone loss/theft or damage. Adam Caitlin is expert author of Telecommunication industry. and contributes her valuable thoughts for telecom industry readers. Get Latest Updates On Mobile Phone Deals, Blackberry mobile phones and Other Offers Related Mobile Phone in UK, Visit Freecontractmobilephone.co.uk/
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