There are so many choices when it comes to car insurance that you should not automatically stick with the same one and accept the renewal quote each year. You may be missing out on substantial discounts if you do not shop around when your policy is up for renewal to ensure that you have the best deal. Finding cheap car insurance has become much easier with the advent of comparison websites that allow you to compare the various offerings from different car insurance companies. As well as finding the lowest price, you can also look at the policies based on the cover they offer and any additional features they may provide. This will allow you to make an informed decision about your car insurance and choose the best provider for your needs. When your car insurance renewal quote comes through, you can use this as the basis for comparisons. If you find a new insurer that offers a better deal than your current provider then it is relatively straightforward to change, provided you are at the end of your contract. You will need to provide your new insurer with proof of any no claims discount you may have built up, which can usually be found on your renewal quote from your current insurer. This will mean that you receive any discounts that you are entitled to when you take out your new policy. Before you make the change, you should be sure to speak to your existing insurer and tell them that you do not intend to renew your policy, as well as giving them an idea about the quote you have been given by a competitor. Many insurers will try to match a quote if they can, so you may find that it is easier to stay with your current insurance company. However, if you want to change, then starting your new policy with a different company is simple. When you accept the quote they have given you, you just need to give them the end date of your current policy as the start date for your new one. That way, there will be no gaps in your insurance and you will be covered on the roads.
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