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Just because you are learning how to drive a car and have a learner's permit does not mean that you do not need an insurance policy. You too need it, but, this can be avoided only if your parents have a valid car insurance policy. In this case, you can get yours after you have secured your driver's license. It is not so easy to select the proper car insurance policy as they come in different categories, by state, vehicle, or by different insurance companies. With so many permutations and combinations you might be thinking of not opting in for insurance at all. Fine! You can then as well stop driving. The rules state that anybody who wants to drive in any state of America must have a car insurance policy. In case you are wondering why it is so, here is the answer. In the unfortunate event of your car colliding with any person and causing him/her injury, or God forbid, death, that person, or his/her family, in case he succumbs due to the accident, will be compensated for by the insurance company. It is the same in case you damage some property with your vehicle. The owner of that property too will be compensated for by the insurance company. If you are driving without any policy, be prepared to be hauled up by the law enforcing agencies. The penalties that will be imposed on you by these agencies depend from state to state but the minimum penalty is a traffic violation ticket. In such circumstances, be prepared to dish out hundreds of dollars in fines. Most people learn about this while they are still learning how to drive a car and generally they opt in for a car insurance policy. The problem lies in seeking the cheapest policy. No doubt, you can search the net and find out the cheapest one yourself, but is there any guarantee that the one you are planning to opt in for is the cheapest? With thousand of online sites that provide you with car insurance, it is virtually impossible for a person to check out all the sites and locate the cheapest one. The best option is to search for a site that can provide you with details for the cheapest car insurance company in your state. Visit such a site, select your state, and click on the search button and get the best deals on car insurance in your state immediately. Get the car insurance quotes for your vehicle and also the car insurance rates in your state.
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