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Bankruptcy: Is It Right For You? by lisa zenari





Article Author Biography
Bankruptcy: Is It Right For You? by
Article Posted: 04/25/2012
Article Views: 37
Articles Written: 76
Word Count: 343
Article Votes: 0
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Bankruptcy: Is It Right For You?


 
Health
Do not forget to list the name of any of the creditors that you would like to be included when you file for bankruptcy. Any creditor that is not listed will not be included.This means that you will still owe them the entire balance that is on your account.

Many people do not know that student loans are not dischargeable debt under bankruptcy laws. Do not go into your bankruptcy thinking that your student loans will be discharged, because only in cases of extreme hardship are they considered. If the job you received from pursuing your degree will never allow you to pay off your debt, you may have a chance, but it is highly unlikely.

A great personal bankruptcy tip is, to be extra careful about filing for bankruptcy when you own your own small business. Oftentimes, the line between your assets, and your small businesss assets can be hazy. When youre filing bankruptcy you could potentially be putting the fate of your business in jeopardy.

Watch your lawyer fill out your paperwork carefully. They, most likely, have multiple cases going on at the same time and may not be able to keep up with every detail of your case. Be sure to carefully read all of that paperwork, in order to make sure that everything is filled out correctly.

Do not allow future creditors to charge you ridiculously high interest rates due to a past bankruptcy. If it has been more than two years since the bankruptcy and you have been doing well since you filed, then you are eligible to receive a loan at whatever the going interest rate is at the time.

Bankruptcy should not harm you for the rest of your life. Just because you have met harsh times, does not mean that there is no sign for hope. Now that you know how to live a better life while you get through your bankruptcy, you can focus on rebuilding your finances and your credit history.

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