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What to Expect When Applying for Gastric Bypass Insurance by Mark Sierra





Article Author Biography
What to Expect When Applying for Gastric Bypass Insurance by
Article Posted: 09/21/2009
Article Views: 154
Articles Written: 128
Word Count: 423
Article Votes: 0
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What to Expect When Applying for Gastric Bypass Insurance


 
Health
Many people facing a surgical solution to their obesity, they might be wondering if there is such a thing as gastric bypass insurance. They'll be happy to know that the answer is yes. Under certain conditions, insurance providers will pay for bariatric surgery. Since every company is different, the first thing to do is to review your plan to discover the details.

Many insurance companies require potential bariatric patients to provide evidence they have attempted to lose weight using non-surgical methods. They might request a log of visits to your physician proving you have obesity-related health issues such as high blood pressure, diabetes or heart disease. Other efforts like membership to gyms and weight-loss centers all help in your demonstration of willingness to tackle your weight problem in a responsible manner.

Once you have done this, it is time to ask your health professional for a letter of preauthorization for gastric bypass insurance to your insurance company. This will demonstrate that your bariatric surgery is a medical necessity and not just an attempt to get thin quickly. You will likely have to reveal your Body Mass Index (BMI) in the letter and a history showing how long you have been overweight. If normal daily activities are difficult for you (i.e., activities like walking, bathing and tying your shoes), it is important to list them as well to serve as further evidence supporting your need of this life-saving surgery. Remember to include information about your mental health, too. The insurance company will want to know there are no unusual psychological issues compounding your weight problem or your attempts to correct it.

Coverage is not a guarantee, even in companies that include bariatric treatment. So it is possible you may be denied the money needed to pay for the surgery. If this happens, take heart, you still have choices. You can appeal the denial. In this case, cooperation with your bariatric center is critical. You may be asked to write another letter describing how obesity impacts your life, with particular attention to the daily activities that are no longer possible for you to live a productive existence. With perseverance and a helpful hand from your medical team, gastric bypass insurance can be a reality.

Once someone has been diagnosed with obesity, they realize the long and difficult road ahead of them. Fortunately, there are many solutions available and resources to understand things like what a gastric balloon can do for them. Be sure to check out Defeating Obesity for additional Free information.

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