It’s a pretty viral thing to have to owe money to some invisible debtor in the dark. Credit cards aren’t free handouts. They’re like an IOU to the government for money that you don’t have at hand but cash you intend to dish out at the end of the month. The more you use it, the more you’re in jeopardy of ruining your credit score if things don’t turn out the way you planned. In such condition it’s important for you to realize that you must choose the right card which suits according to your needs. Most cards have an interest rate that you wouldn’t believe. While the credit limits range anywhere from $250 to $10 000, being able to pay that back, plus interest, is a hard thing to do if you aren’t being paid for a job you don’t mind working time and a half for. Juggling the bill and the interest rate, ranging anywhere from 9.9% to 15% and still rising, can be a deterrent in getting a credit card, but the truth is, it’s one of the easiest ways to boost your credit score --provided you pay up when the bill rolls around. Yes, it’s a bit of a hassle and a tad bit on the expensive side of things, but you’ll be doing yourself a favour in the end if you just stick to your payment plan and get things paid on time. Decision Time Remember those amazing shoes? It’s wonderful to have the things you want in life, but you have to ask yourself, is it the solution? Am I going to pay this money back in 30 days? In 10 days? It’s true, owning it can be the biggest temptation you ever face. But it’s your money and it’s all your decision to choose the best credit card for you. At the end, I'd like to share cool website with more information on topics like bad credit cards and credit cards comparison. Visit for more details.
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