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Criminals look to steal from many who have good credit scores and a clean record as it’s a lot easier to get approved for credit cards and loans. In a latest study, Carnegie Mellon CyLab* discovered that your kids are 50 times much more likely to be a victim of id theft than you are. In their study, 10% of the children within the report had someone else using their social security number in comparison to 0.2% of adults. That is just one thing that most parents do not assume about. Parents are busy with physician visits, making plans birthday parties, and saving for school educations. Identify theft is the last thing on a parent’s mind, but in the event you step back and take into account the facts, it actually makes sense. Children have blank credit files so it'll be easy to be approved for a credit card. Secondly, it is vitally unlikely that a parent will track a child’s credit score report. If a child’s identity is stolen, parents will find out years after the fact. If you do not offer protection to your child’s identification now, then it is most probably they will want credit repair within the future. Here are 5 Tips to give protection to your child’s identity: 1) Watch for mail in your child’s name – We get direct mail in our mailboxes each day. Be alert as you sort via your mail. If you spot any pre-approval credit card for your child’s name it must raise a red flag. Credit card gives an indication that your kid could have a credit file open. If you start to get phone calls from collection agencies asking for your child that is additionally a red flag indicating conceivable identity theft. 2) Protect your child’s non-public data – Keep sensitive information similar to your child’s social security number and date of birth in a locked safe. You never know who will be over at your own home and also you don’t need sensitive information out within the open. Another means to protect private data is to put a password on your smart phone, which can have the entire personal information for the whole family. If it falls in the incorrect hands, you wish to have a password to offer protection to that information. Make your password distinctive and steer clear of selecting your pet’s name or your mother’s maiden name. 3) Don’t submit your child’s personal data – Don’t submit your e-mail address, mother’s maiden name, pet’s name or child’s birthday on social networking websites equivalent to Facebook, Twitter, and LinkedIn. When you submit information on social networking sites, you must believe it public and needless to say the whole world can see it. Always think carefully before you post anything else on the web. 4) Be conscious about phishing scams concentrated on your child – Phishing is the term while a con artist attempts to gather non-public information from you by means of pretending to be a company with “lost data.” Never provide out your child’s social security number over the telephone or over the Internet. To ensure whether or not the call is legitimate, hang up and make contact with the regular customer service line to confirm. 5) Educate your kid – As you may teach your child to watch out around strangers, you want to educate them to give protection to their identity. Teach them to never share private information equivalent to their social security number, date of birth, or home address to any person and by no means input non-public data on the Internet. The chance of criminals stealing your child’s identity will drop considerably in the event you do your part to offer protection to it. And finally, if you are interested in free smart credit info, please visit www.smartcredithq.com
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smart credit, Credit Repair, Identity Theft, Tips to prevent Identity Theft,
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