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Displaying 11 to 18 of 18 articles |
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Articles by Paul Belanger Benson |
11. Bankruptcy in Utah and replacing your Social Security Card
May 28, 2012
At your Utah bankruptcy meeting, you are required to show your bankruptcy trustee a picture ID also evidence of your social security number. The easy way to prove your social security number is with your social security card. However, a W-2 will also work ...
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12. Credit counseling classes are required before and after a bankruptcy is filed in a chapter 13 or ch
March 11, 2012
If you are thinking about to file a Chapter 7 or Chapter 13 bankruptcy, you must complete two court-approved courses: 1. A court-approved pre-petition credit counseling course no more than 180 days before you file bankruptcy. 2. A court-approved post-petition financial management course must be c...
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13. If you are about to file bankruptcy it is a smart idea to find a new bank
October 30, 2011
A lending institution is allowed to take for itself for the money you are obligated to them by the money you have in accounts held by them. For instance if you have money in Bank of America and you have a equity loan, signature line or a mortgage they can use the money you have in their accounts an...
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14. When you are about to file bankruptcy it is a good idea to change banks
October 08, 2011
A bank is allowed to pay itself for the money you owe them by the money you have in accounts held by them. For example if you have money in Bank of America and you have a equity loan, signature line or a mortgage they can use the money you have in their accounts and pay themselves. Credit Unions ar...
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15. Mortgages and Bankruptcy credit reporting after a Bankruptcy should you sign a reafermation agreeme
August 28, 2011
I have seen many questions regarding mortgages and bankruptcy and credit reporting.I thoughtI'd give some legal background to provide more understanding to those who have questions, and help to clarify. A mortgage is actually made up of two different legal...
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16. Chapter 13 bankruptcy laws and credit reporting agencies
July 10, 2011
Chapter thirteen can be bad on your credit. After five years of Chapter 13 bankruptcy, your credit will still not improve. Why is that? About half the creditors you owe money to, will have given you 5 more years of terrible credit. They are not supposed to do that but hey do it anyway. For years, t...
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17. If you are filing for bankruptcy when is it the correct time to move out of your house after a ban
July 03, 2011
If you are filing for bankruptcy when is the best time to leave out of the house after filing bankruptcy?
1. When you know you can’t afford it? 2. When you fall three months behind? 3. When the bank tells you your house will go to foreclosure? 4. Right before you file bankruptcy...
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18. Credit reporting companies are not listing my mortgage payments after my bankruptcy
May 29, 2011
Getting rid of bad credit is one reason to file bankruptcy. If your credit has taken a nose dive bankruptcy, is the easest way to fix it for most people. I encourage all my clients to restablish your credit after bankruptcy and visit mywebsitefor more infor...
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