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Displaying 1 to 10 of 18 articles |
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Articles by Paul Belanger Benson |
1. Which bankruptcy option looks best a chapter seven or chapter thirteen
November 17, 2013
I get the question most of the time which appears more positive on my credit report a Chapter 7 or a Chapter 13? A bankruptcy does influence your credit adversely and can last on your report up to ten years. Having a hefty amount of debt, numerous past due payments, repossessions, and c...
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2. What does a Bankruptcy cost to file
October 05, 2013
The question that I receive the most is how much does it cost or what are your fees for a bankruptcy. People are trying to decide whether they can afford to file bankruptcy. The price of taking out a bankruptcy depends on what type of chapter you file, as well as the attorney fees that ...
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3. Reafermation Agrements in Bankruptcy what happens to those secured items
September 17, 2013
Often I am asked this question about cars that are kept after filing a bankruptcy . You handled my Utah bankruptcy about 9 months you helped me alot . I just have a quick legal question that will not take much time. At the time I decided to keep...
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4. What will take place at the 341 meeting of creditors
July 14, 2013
After you file your Chapter 7 bankruptcy case, you will be obligated to attend a 341 Meeting, also known as the “meeting of creditors.” It will take place at least twenty one days after submitting your case but no later than forty days after you ...
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5. After Bankruptcy the Creditor won't pick up the item I want to surrender
April 04, 2013
Bankruptcy gets you out of debts you don’t want , but not stuff you don’t want . It doesn’t force the finance company tow your car. Or the timeshare people take the timeshare. And it can’t make the bankruptcy court take anything even if you want to surrender the item. Peter got a terrible ...
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6. Bankruptcy, short sale, debt forgiveness tax and the fiscal cliff
January 17, 2013
The 2007 Mortgage Forgiveness Tax Relief Act ends December 31, 2012. this is one of the tax reliefs, put in place when George Bush serving as president, that is about to end. This one may cause more people to contemplate bankruptcy. The Mortgage Forgiveness Tax Relief Act aided people whos...
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7. Bankruptcy fundamentals in Utah in a Chapter 7 and Chapter 13 Bankruptcy
November 20, 2012
There are actually five different types of bankruptcy. Chapters 7, 9, 11, 12, and 13. Most people need only worry about chapter 7 or chapter 13. Generally, if you want to just wipe out all your debt (with exceptions like student loans that cannot be wip...
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8. What Bankruptcy can I file
October 16, 2012
If you’ve decided that you must file bankruptcy; lenders are banging down your door, the phone calls won’t stop, and you simply don’t have the cash to pay for everything . The time will come when the question of what type of bankruptcy to ...
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9. What can happen if my income goes rises after I take out for a bankruptcy?
September 13, 2012
People often ask me , what happens after bankruptcy if I, get a big raise, get a big tax refund in future years, how does that affect my bankruptcy? I explain to them the idea of bankruptcy is so that you can have those privileges. The idea of...
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10. Restore your credit after Filing Bankruptcy
August 09, 2012
I am often questioned about credit repair finishing bankruptcy. Credit reports are not a bankruptcy law issue; it is a personal finance issue. It is no secret that bankruptcy causes havoc on your credit report . Based on bankruptcy and credit reporting rules , bankruptcy can be reporte...
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