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An attorney can help if you have been injured. If you've been in an accident, you might think that you can handle the situation on your own. Most car accidents do not require an attorney. The last time you were in a minor fender bender you probably exchanged insurance information with the other driver, each made a claim, had the damage repaired, and then went about your business forgetting about the incident as quickly as possible. Although you may not typically need an attorney when you have to use your insurance policy, any time you are injured in an accident or your vehicle is totaled, a Rockland personal injury lawyer can help. Since attorneys typically do not charge anything upfront to evaluate your case, it is in your best interest to call and have an attorney evaluate your case even if your injuries appear slight. There are important steps to take when you are in an accident to ensure you protect yourself and put yourself in a position to get a fair settlement. Document Everything If you are involved in an accident, make sure you document everything. You should keep notes from the moment you are in the accident if you are able. If you are seriously injured and unable to keep track of events at the scene of the accident, make sure you start taking notes as soon as you're able. Additionally, in most states you are able to record phone conversations and other conversations as they take place. Often the insurance companies do not want to have to pay you anything at the time of your accident. This is why it is important to document each phone call, conversation, and interaction you have with them. Also, it will be helpful to bring notes and recollections you may have with you to any meetings that you have with an attorney. These notes will be a valuable tool to help you and your attorney as you seek compensation from the insurance company or the other party in the accident. Dealing with the Insurance Company Insurance is an everyday necessity that you typically don't think about after you have paid your monthly premium. The day you sign up for an insurance policy you probably do not ever think that you will have to actually make a claim. Many people go several years or even decades without having to file a serious claim. Yet, without insurance there would be no way to ensure that other parties assist you with vehicle damage and medical bills in the event of a serious accident. Unfortunately, like any business, insurance companies want to minimize their costs to the furthest extent possible. Most of the money insurance companies pay towards medical bills, lost wages, and compensation would be above an individual policy maximum. An experienced attorney is able to negotiate and fight for the money you desperately need at the time you need it most. People that try to do it themselves, almost always end up with less money. Let an Experienced Attorney Help All insurance companies typically try to make an offer to settle a potential claim much lower than the actual amount necessary to cover costs and bills involved in a serious accident. This is why a Rockland personal injury lawyer might be a useful ally as you attempt to get the insurance company to settle. Experienced attorneys know the ins and outs of each individual insurance company, and this information is crucial when attempting to maximize a payout for a specific client. Most attorneys do not charge any money up front to handle an accident case and will take their pay from whatever is finally paid out to you.
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