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You're driving down the road when out of nowhere a small rock hits your window and slides across the side. When you get out to check it, you breathe a sigh of relief that it's just a small chip in the corner. It shouldn't be a problem to get it fixed. You forget about it for the time being. That night, the temperatures plummet and the small chip starts to crack. Now it's a large crack, going across the driver's line of vision. Now you'll require windshield replacement in Renton, WA, but how can you get your insurance to cover the costs? Here are some things that you should know if you decide to use your insurance to help you pay: Coverage For any damage to your car that didn't happen during a car accident, you need comprehensive coverage. Since you don't have to have comprehensive coverage, you should find out whether or not you opted to have it. If you haven't added it to your insurance plan, consider adding it. It will cover damage caused by fires, weather, vandalism, or even animals. Just make sure that it's all inclusive, so you'll be able to get the things covered when you need them. Deductible Find out what your deductible is. This is the amount that you have to pay out of pocket before your insurance will cover the rest of the cost. Then, compare your deductible to the cost of the windshield. If you have to pay $250 for the windshield but your deductible is $225, then you should consider just paying for the windshield. If your deductible is much lower, then you should use your insurance to replace it. Premium When it comes to your windshield, most insurance companies won't consider then when they review your premium. Your premium may increase when you get in an accident or get a ticket, but a windshield typically doesn't count against you. Talk to your insurance agent and ask him or her whether or not the replacement could affect your premium down the road. Find out if the claim will be on your record and if it could cause your premium to increase. If it could affect your premium, you'll have to decide whether it would be worth it to you to get help from your insurance to pay for the replacement. Claim If you decide to go through with filing a claim, you should do it as soon as possible. Depending on the company that you use, you can file your claim over the phone, in person, through their website, or with an app. Your agent will then contact you to confirm that the work will be covered and tell you any stipulations that you need to know. You may have to use a certain company, or the coverage may cover only a certain amount. Then, you can move forward with the replacement. Save your receipt to send to your insurance company for reimbursement. When it comes to a windshield replacement in Renton, WA, it's important to get the job done as soon as possible. Not only is it unsafe to drive with cracks in your windows, but it could also lead to more cracks in your windows. As you determine how to pay for it, you can do your own research to review your insurance coverage. Find out whether or not your insurance will help you with your window, and what you need to do in order to get their help. Then, you should head out to a respectable professional who can complete the job for you and ensure that your window will be secure and safe to drive with once again. Genuine Auto Glass Foreign and domestic vehicle glass experts. Choose Genuine Auto Glass for in-shop auto glass, chip repair, and windshield replacement. Visit our page on http://www.genuineautoglass.com to see our page today!
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