|
|
 |
|
|
Identity Theft Reporting - How To Do It Calmly? by Steven Smith
|
|
|
Identity Theft Reporting - How To Do It Calmly? |
|
|
|
|
|
Business
|
|
|
Identity theft. What is this that everyone once said was a victim-less crime? It is the act of stealing a person's identity including their name, address, phone number, credit cards and even their mother's maiden name. There are no particular one person that can not be a victim of identity theft. Everyone meets the requirements. College students, children and even businesses can all be a victim of fraud. Once you have been victimized, there are things you need to do for proper interventions. You should know who stole your personal information from the computer and opened new accounts without your permission. The sooner this is done, the better to avoid any other repercussions. Established in 2005, an identity theft law was changed to stipulate that anyone can get their credit report once a year free of charge. Whenever a person is denied credit, they have up to 60 days to get a credit report. This can help them determine why they were denied. It is usually here that people often find out they have been a victim of fraud. With a monthly review possible, it is more probable that someone will catch unauthorized charges and credit on their report. With early intervention, it is possible to get your credit protected with fraud alerts placed on all three of your reports. All creditors will need to contact you before any credit is issued in your name. There are also smaller services that offer to monitor your credit report for a small monthly fee. What do you do if your identity has already been stolen? The first thing to do is report it to your local police department although you'll be jumping through hoops and cutting through the red tape to even get a statement taken. This leaves many people will a bad taste in their mouth and a discontent feeling. Secondly, get a fraud alert placed on your file especially if you haven't done so yet. Police have not caught up to technological times when it comes to identity theft. They have no active role and cannot give proper advice in what to do. There is so much paperwork that will need to be completed. It will be these that you will send to companies and agencies responsible for giving out the credit in the first place. So if the police are no good in helping and there isn't much you can do beforehand, then what can you do and where can you go to report the crime? Not only that but do you know who stole your identity... do you have that kind of information to fill out the forms? If so, where would you send those kind of forms? You will have to go through lots of red tape just to clear your name. It's a mess that you did not create but have to contend with. It can causes many headaches. While there are many numbers on the federal and state agencies level, it is important to get into contact with them. Depending on the jurisdiction and the type of crime committed, the Federal Trade Commission or the FTC can help in cases such as these. It will not happen overnight but you can clear your credit and good name. As soon as you know it happened, you need to start contacting people and businesses. Credit bureaus, agencies, companies and investigators will help to weed out the errors on your report.http://identitytheftreportinghowtodocalmly.blogspot.in/
Related Articles -
ID Theft, ID Theft Protection, Identity Theft Protection, Protect Your ID,
|
Rate This Article  |
|
|
|
|
|
Do you Agree or Disagree? Have a Comment? POST IT!
| Reader Opinions |
|
|
|
|
|
|
|
|
|
| Author Login |
|
|
 |
Advertiser Login
ADVERTISE HERE NOW!
Limited Time $60 Offer!
90 Days-1.5 Million Views
|
|
STEPHEN BYE
Steve Bye is currently a fiction writer, who published his first novel, ‘Looking Forward Through the...more
|
|
|
|
|
TIM FAY
After 60-plus years of living, I am just trying to pass down some of the information that I have lea...more
|
|
|
|
|
GENE MYERS
Author of four books and two screenplays; frequent magazine contributor. I have four other books "in...more
|
|
|
|
|
LAURA JEEVES
At LeadGenerators, we specialise in content-led Online Marketing Strategies for our clients in the t...more
|
|
|
|
|
ALEX BELSEY
I am the editor of QUAY Magazine, a B2B publication based in the South West of the UK. I am also the...more
|
|
|
|
|
SUSAN FRIESEN
Located in the lower mainland of B.C., Susan Friesen is a visionary brand strategist, entrepreneur, ...more
|
|
|
|
|
SHALINI MITTAL
A postgraduate in Fashion Technology. Shalini is a writer at heart! Writing for her is an expression...more
|
|
|
|
|
ADRIAN JOELE
I have been involved in nutrition and weight management for over 12 years and I like to share my kn...more
|
|
|
|
|
JAMES KENNY
James is a Research Enthusiast that focuses on the understanding of how things work and can be impro...more
|
|
|
|
