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I'm the judgment referral guy that writes a lot. For the majority of folks, living in mobile housing does not seem like a good idea. Because some places usually have natural disasters, a slogan often heard is "The Lord does not like mobile homes". Around 1976, our government changed the laws, and then the Department of Housing mandated updates for laws for manufacturing mobile housing. History has consistently shown that hurricanes, tornadoes, flash floods, or even fires have destroyed certain mobile housing. But, the nature of media is that it sometimes can exaggerate the risks for mobile home dwellers. My Scientific Wild-Ass Guess (SWAG) is less than two percent of mobile housing occupants ever experienced these kind of devastations, and most mobile housing is put at areas having no record of a history of tornados or floods. Despite those warnings, and problems in some places in some places, some folks find that living in mobile homes is a lot nicer than living in an inexpensive (with thin walls) apartment or condo, or renting a room inside a home, or sharing some apartment. Mobile homes, either rented or purchased, can offer a unique amount of privacy and quietness, often at a relatively low cost. Certain mobile houses get built better than certain stick-built homes. Some of them are nicer and bigger than many regular homes. In the past, all modular homes and manufactured homes were called mobile homes, as all had axles and wheels. Around 1976, all mobile housing units that could be converted to real estate property, was defined as a manufactured home. For this article, mobile home means either a modular, an installed mobile, or a pre-manufactured house. Whether a mobile/manufactured/modular house may be converted to real estate property, depends on if everything complies with construction-related and all other laws. However, such conversions needs to usually be installed in a specific mobile home park. In most towns, especially those having large populations, you cannot legally put a mobile homes on some single-family lot. One reason is that existing and established neighborhoods would not like that. Of course, maybe these kind of laws probably are not 100% effective or complied with. At places that mobile home installations are allowed, people either buy or finance them; and have them hauled to a parcel of land having a foundation that is permanently secured. Then, that specific land use needs to get approved. After that, that mobile homes's axles and wheels are taken off, the necessary paperwork and fees gets sent to the county, and finally it will be considered a real estate property. Many mobile houses end up in spaces rented at mobile home parks, and the occupant pays their rent monthly; although some of them are installed on land owned by the resident themselves and/or their lender. Some people pay for renting both the mobile home and the land the mobile home rests on; because it is a competitive option compared to a cheap apartment or some other kind of shared housing circumstance. Building laws usually do not classify mobile homes as being "buildings". Instead, they're often covered by the Health and Safety Codes, in California, check out http://law.onecle.com/california/health/18007.html. Certain local communities, with lots of spare land available, may be under pressure to meet new housing unit targets, so some more rural communities might begin allowing more mobile home parks. Of course, certain other places have laws that don't permit a parked RV, to be visible from a street. As with conventional real estate, some mobile homes (most often on land that the mobile home seller owns) can be sold. Most of the time, only mobile homes made after 1976 can qualify for conventional loans; and some states allow lending only with a later manufacturing date. Judgment collection is a recovery attempt, which means to collect or enforce your judgment. Judgment buyers can help you with your judgment collection efforts. Mark Shapiro of http://www.JudgmentBuy.com - Your easiest and fastest free method of finding the best expert to recover or buy your judgment.
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manufactured homes, mobile homes, modular homes, mobile housing,
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