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Nearly each day, people email me stand alone UCC lien, and want to know if I can find someone who will buy their lien. (It's difficult enough to try to find a buyer for most civil judgments.) As far as I know, nobody ever buys or sells stand-alone UCC liens. My articles are my opinions and are not, legal advice. I am a judgment broker, and not an attorney. If you ever want a strategy to use or legal advice, please retain an attorney. You can't be too wealthy, too thin, or tell people too often, that UCC liens are not judgments. Just about the only way UCC liens are similar to judgments is that they must be renewed every once in a while. UCCs are designed for recording claims on commercially-related assets, and sometimes to passively and weakly put a lien on the personal (non-real property based) available of folks who are judgment debtors. Even though the UCC lien form itself is unchanged, there's a big difference between when a UCC form is filed before the-judgment (or without any judgment or lawsuit at all), and whether the filing references some already existing civil-judgment. Alone, without any more actions taken; a UCC lien is only a form. One cannot get a Sheriff to attach something with just your UCC form. Having your UCC lien signed by a judge and notarized, still will not create a real civil judgment. Without a judgment, or before the-judgment, any UCC is really only a written claim. It might be used with more evidence, to help support a motion to eventually win an actual judgment with some lawsuit; if that UCC lien comes with lots of other evidence, that shows an actual debt remains owed you, and a judge agrees. In most, and probably in every state; you can look for UCC liens at their state's Secretary Of State's (SOS) website. Usually, Secretary Of State web sites don't provide ideal instructions, although they're easy to figure out eventually. You can search the SOS (most often through the internet, sometimes in person) for the name(s) of a person or a business, to quickly see whether there are any UCC liens against them. There are other ways to find UCC liens, they are very cheap to research. Do not forget to also search on Bing or Google for your debtor's name; because this costs nothing, and sometimes leads to possible available. Sometimes, searching existing UCCs may lead to finding judgment creditors, and occasionally some UCC liens will also list their debtor's assets, for example trucks, airplanes, equipment, etc. When you find UCC liens on inventory or accounts receivable, that might indicate a company the debtor owns. Judgment owners often file their UCCs as a usually minor, yet sometimes effective judgment recovery procedure. Given enough time, UCC liens occasionally will work, and also they're relatively easy to file, and very cheap. UCC liens are a good idea to get purchased if your debtor owns a going fictitious name of person kind of company. The more precisely a UCC lien specifies the judgment debtor's property(s) or interests, the better. Judgment debtors sometimes have more than one judgments and/or UCC liens against them. The two more popular (especially post-judgment) ways which a UCC can help a judgment owner, are when the judgment debtor attempts to arrange a loan or financing (occasionally a UCC lien may be noticed and then will need to be satisfied); or is occasionally in bankruptcy court, to make it more likely that the creditor will be able to be one of the few secured creditors. One more (ultra rare) way that a creditor's UCC lien helps, is if the judgment debtor wins the lottery. Judgment recovery, is a collections attempt, which means to collect or enforce a judgment. Judgment buyers can help you with any judgment collection attempts. Mark Shapiro of http://www.JudgmentBuy.com - The easiest and fastest free way to find the best expert to buy or recover your judgment.
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