When you can’t work, disability insurance goes to work for you. Do you rely on your income? Yes, you do! When you're working, disability insurance is even more vital than life insurance. What will you do when you are unable to work due to illness or any disability? How will you bear expenses? Ability to earn is a greatest asset you have, one can count the ability of earning as the biggest of his/her financial assets. Disability increases the expenses also reduces the income or can completely diminish your ability to earn. Your individual Financial Plans, and Family’s Financial plan will be ruined if you are unable to earn due to injury or any other disability. Most people don't realize the risk of becoming disabled, permanently or temporarily, at some point in their lives. But the reality is that at age 40, your chances of becoming disabled for 90 days or more prior to age 65 is 43%. Majority of the people are unaware of the risk of becoming disabled, permanently or even if it is temporarily, there are times in our lives when we face or can face situations like such, researches have shown that your chances of getting disabled for 90 days, after the age of 40 are more than 43%. Maintaining adequate Disability Insurance is the only way you can protect yourself and your family in such financial disaster. Disability insurance replaces a portion of your income if you become ill or injured. Disability Insurance is intended to replace income lost as a result of an illness or accident that is not excluded by the terms of the policy. Stated otherwise, it provides a source of replacement income, for a stated period of time when the insured is unable to work because of an illness or an accident if that illness or accident is not excluded from the scope of coverage. If you become ill or injured Disability Insurance replaces a portion of your income. The likelihood that you may need this benefit is very high. The risk isn’t something that you likely can bear yourself, so you must transfer the risk to us. Noble Insurance won’t sell you an insurance policy to replace 100% of your income. However, we do sell policies that go up to about 70% of your current income.
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