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Mobile payments will reach $171 billion globally in 2012, a 62percent increase over last year's total of $105.9 billion,according to research firm Gartner Inc. That increase corresponds with a 32 percent rise in mobile paymentusers expected this year. The number of users is expected to hit212 million users, up from 160.5 million in 2011. The forecast, announced Tuesday, also pegs mobile transactionvalues at $617 billion, with 448 million users, by 2016, Gartnersaid in a statement. Mobile payments have been popular for years in Japan and SouthKorea, primarily for transit rides and small retail purchases,using Near Field Communication (NFC) technology. NFC usage is stilllow in the U.S. and Europe, partly because relatively fewsmartphones and NFC-ready networks and terminals are in use,various experts have noted. Gartner also counts in its mobile payments tally the use of ShortMessage Service (SMS), commonly called texting, and Web or WirelessApplication Protocol (WAP). SMS is dominant in developing countriesfor mobile payments, while Web purchases from smartphones andtablets comprise the most popular method of mobile payment in theU.S. and Europe. Web/WAP access is expected to make up 88 percent of mobile paymentsin the U.S. even as late as 2016, when NFC usage is expected toincrease, Gartner predicted. "NFC payment involves a change in user behavior and requirescollaboration among stakeholders that includes banks, mobilecarriers, card networks and merchants," said Gartner analyst SandyShen. "It takes time for both to happen, so we don't expect NFCpayments to come into the mass market before 2015." Online purchases from mobile devices in North America and Europeare enhanced by major e-retailers such as Amazon and eBay, and byinnovations such as the Starbucks' Card mobile app, which relies onbarcode scanning from a smartphone to deduct money from apre-loaded Starbucks card, Shen said. Considering that money transfers with smartphones and airtimetop-ups for smartphones make up most of the mobile transactions indeveloping markets, regions like Asia-Pacific and Africa willaccount for more than 60 percent of mobile payments globally in2016, Gartner said. In that year, Africa will be the biggest regionfor mobile payment transaction value, followed by Asia/Pacific,then North America. Matt Hamblen covers mobile and wireless, smartphones and otherhandhelds, and wireless networking for Computerworld. Follow Matton Twitter at @matthamblen or subscribe to Matt's RSS feed . His email address is . See more by Matt Hamblen on Computerworld.com. Read more about mobile apps and services in Computerworld's Mobile Apps and Services Topic Center. I am an expert from hydraulic-pressmachine.com, while we provides the quality product, such as China Rail Bound Forging Manipulator , Open Die Forging Press Manufacturer, Stamping Press Machine,and more.
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