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Refinance home loan in CT and save a big chunk of your hard earned money by Molly Gomez
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Refinance home loan in CT and save a big chunk of your hard earned money by MOLLY GOMEZ
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| Article Posted: 06/18/2013 |
| Article Views: 182 |
| Articles Written: 67 - MORE ARTICLES FROM THIS AUTHOR |
| Word Count: 420 |
| Article Votes: 0 |
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Refinance home loan in CT and save a big chunk of your hard earned money |
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Real Estate
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Most nations across the globe are living amidst the fears of a double dip recession, which has the possibility of even widening the already messed up European debt crisis. This in turn has had a significant impact on the mortgage rates in the US which has touched bottom levels in the recent times. All these turn of events, however, should bring a broad smile on the faces of home owners who are looking to refinance home loans in CT, if experts are to be believed. Experts suggest that all this turmoil in the economies around the world is the right time for home owners, as they could save a significant amount of money by simply choosing to refinance their loans. Though it might not prove beneficial for every single home owner, but still it is a good time to at least take some time out and do a analysis of their options before making a decision of whether they want to go for refinancing or not. It is true that all the banks have tightened their lending terms and conditions, especially after the US property bubble burst in the early part of the Bush administration. But some of the financial analysts still believe that if you are willing to put in a bit of effort and calling around, then you can find a lender who would be more than willing to accept your application, provided you have a reasonably good credit score (740 and above) with a minimum of 20% equity in your home. So, it has to be you at the moment who has to decide whether you actually want to refinance your home loan in CT or not. Experts also believe that a majority of home owners stand more than a good chance to quality for today’s record low rates. However, there are few tips which you must follow if you are actually serious about refinancing home loan in CT: Invest some time in doing as much research as possible. That’s because the recent times have witnessed a wide gap between pricing of lenders and the rate may vary by 1%, which can translate into big amount if you take the entire installment period into consideration. Make sure that you figure out your breakeven point. That’s simply because not all homeowners can benefit from today’s record low rates. Avoid the refinancing option if you already have mortgage with low rates.
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