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Utility of payment option by checks by phone by Kent Anderson
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Utility of payment option by checks by phone |
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Business
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Credit card payment acceptance, checks online and check by phone eventually provides in putting control to the sale and also utilizing the checking account without debit card. However the concept of taking up an ACH check by phone as a type of payment has been utilized ever until the 1970s. However the advances of the technology utilizing the Internet has provided for the huge range of industries for accepting checks online as well as check by phone as a type of form of the payment along the processing PCI complaint ACH payment network. It has become safer and easier for getting paid for the services and goods bought over the Internet and telephone along with the Virtual Terminal equally based on the Internet. Procedure of accepting check by phone Various credit card companies, utilities, merchants and businesses select to accept checks by phone, which further permits in the businesses to provide quick and easy options for payment, whereas the customers and clients appreciate the usefulness of this kind of service. However there are certain steps which should be followed for accepting check by phone, which are as follows: • The software of the check payment for the customer service representatives should be researched well. Different companies like Menexis and Checkwriter should however produce the software which helps along with accepting check by phone. The representatives mostly from these companies should assist one in deciding the correct software for the requirements of business. • The customer service representatives should be trained well for accepting the calls from clients or customers, who call up for making payments; or call up the customers or clients for asking them for making payments. • Inputting the customer’s information for checking the software while he or she calls up one’s business. Asking the client for his or her bank phone number, bank address, banking ABA number which is the first nine digits of the customer’s personal check, checking out the account number, address and name. • Asking the client for the total amount of cash along the check and asking if he or she has the same opinion for paying the amount. However after the verbal authorization one can enable in submitting the bill for the process of doing payment. Acceptance of checks by phone or by online basis can be considered as an electronic payment through the processing network of ACH decreases the paperwork and costs and on the other hand increasing the flow of cash. Virtual Terminal, the check by phone software also offers one the ability for accepting the checks by online and fax. As the checks online and check by phone is mostly web based, a computer along with an Internet connection is required. Account number and bank routing number can be considered as a type of secure data, which is equally transmitted by the ACH to the customer’s account and a protected server is debited automatically and the funds are readily deposited in a direct manner in to a business account. For more information about checks by phone please visit : http://vchecksolutions.com/
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