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Michigan Liability Insurance Protects Your Business
by Cecile Caridine
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Michigan Liability Insurance Protects Your Business
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Insurance
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Most of the individuals who inquire about purchasing a Michigan liability insurance policy are doing so because they own a business. Many contractors and business owners are clueless as to why they need this type of coverage. It is actually quite simple. A Michigan liability insurance is relatively inexpensive and it is designed to protect you and your business from financial ruin. As a business owner you are vulnerable to be sued by a variety of individuals, most likely your own customers. Let's take the example of a painting contractor to review why you need protection. Let's just imagine that you have a ladder leaning against your client's home when a storm rolls in with high winds. Before you can get you ladder down a gust of wind knocks it over right on top of the home owners brand new Porsche. Talk about bad luck. Well guess what? That owner is going to be quite upset and they are going to hold you personally responsible. Good news! Fortunately you were wise enough to purchase a Michigan liability insurance policy and as a result you are protected. The insurance company will be picking up the tab for the damages done to the new sports car. If you had chosen to work without liability insurance you would be personally responsible to fix the Porsche. I don't have $100,000 just sitting around to fix situations like this. Do you? Michigan liability insurance policies are generally pretty inexpensive and it can be a heck of a lot cheaper than the alternative of going without coverage. If you are interested in purchasing a liability insurance policy I would recommend contacting an independent insurance agent like myself. Independent insurance agents represent multiple insurance companies rather than just one. This gives them the ability to impartially shop the competition on your behalf to find the lowest rates. For a free quote call (888) 557-0121 or click here:liability insurance michigan
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