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With the massive closures of retail stores throughout the U.S. at an all-time high, it’s safe to say that if your business doesn’t ship its product, you may be out of business soon. People buy everything online these days, including their food and medications. You need to ship to appeal to today’s target demographic, and you need a parcel insurance plan for protection. Here are three reasons why. 1. Damage One disadvantage of e-business is product is still your responsibility when it leaves your door. A brick and mortar store hands a good over to its customer and the transaction is complete. If the customer breaks the good on the way out to his or car, that’s his or her problem. When you ship your product, if it arrives to a customer damaged, it’s your problem, and that can be costly unless you have insurance. 2. Loss Another disadvantage is loss. Again, when a customer leaves a store with product in hand, it is out of your hands should he or she lose it. If a customer’s package gets lost in the mail, it is your problem. Depending on your business policy, you will be responsible for replacing the lost item and possibly even paying to ship the replacement good yourself. A parcel insurance plan will help cover those costs. 3. Shortage Finally, it’s easy to catch a shoplifter in a brick and mortar store; it isn’t easy to catch a shoplifter when you transport your product. Anyone could have opened the package and taken some of the goods out, or the warehouse personnel did not pack the correct number of goods. Either way, your insurance coverage will help cover the replacement costs of shorted parcel. These are three reasons why you need a parcel insurance plan for your business. Gone are the days of the product becoming the customer’s responsibility right after purchase. Now, you must ensure the good makes it to your customer unscathed.
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