Insurance Articles and Ezines

Insurance	Subscribe to articles in Insurance. Click here to view EZINES in Insurance Showing 251 to 275 of 500 Articles in Insurance. Pages: << Prev | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | Next >>

251. The Ins, Outs And Advantages Of Home Insurance May 07, 2014 Don't wait until disaster strikes; protect your home with home insurance. Wait. What's the point in getting insurance anyway? There's no way to tell exactly when or even if you'll need it, but getting caught with without it can cost you a lot more than you might think. Let's cover the basics first. What Exactly is Homeowners Insurance? If you're wondering why you need home insurance, remember there are places in this country that are more prone to natural disasters than others. Do you know where your town ranks on the U.S. Tornado index? How about earthquakes, do you know where you r... (read more) Author: Aaliyah Arthur

252. How to Get a Good Deal on Auto Insurance May 07, 2014 A trip to the local grocery stores makes it obvious that we live in a time of options. A variety of the same product makes it difficult to choose just one. It is a time consuming event to decide which one of the multiple types of product a consumer really needs. Further, how do we decide if there is a noticeable quality difference between the generic brand and the name brand? Finally, is there enough of a price difference to justify choosing one product over another? Auto insurance is much the same way. There are an overwhelming number of companies and products to choose. The good news is... (read more) Author: Aaliyah Arthur

253. Flood Insurance Fallacies April 28, 2014 What happens when your home is inundated with water? Is this disaster covered by your standard homeowner's policy? Unfortunately, the answer is no. Damage caused to your home by flooding waters is not covered anywhere in your basic homeowner's policy. Unfortunately, many people learn that this statement is untrue when it is too late. Having flood insurance is the only way to be somewhat safe when it comes to your home protecting your home from water damage. Across the United States, only about 20% of the homes that are at risk for flooding are covered by some type of flood insurance. Mo... (read more) Author: Andrew Stratton

254. Protecting Your Company With Business Insurance April 17, 2014 If you run a business, it's important to protect yourself from significant losses whenever possible. Running a company isn't easy, and a number of things can derail your progress and prevent you from achieving your goals. To protect yourself from any serious setbacks, it's a good idea to invest in business insurance. There are a variety of plans for commercial entities that cover any number of things, and you should consider the benefits of having your own unique policy. Whether you own a furniture store, a restaurant, a technology firm, or an HVAC company, you can benefit from business i... (read more) Author: Aaliyah Arthur

255. What Is Life Insurance? April 11, 2014 If you have a family, you only want the best for them. As difficult as the thought may be, you also want to make sure that your spouse and children are protected if anything were to happen to you. After you are gone, will your loved ones have what they need to get by? Life insurance is a type of coverage that works to pay money following the death of the insured person. The person with this form of coverage names a beneficiary. The insured person pays premiums just like any other form of coverage. Life insurance protects against the unknowable. It gives people peace of mind in knowing tha... (read more) Author: Andrew Stratton

256. 5 Beneficial Ways To Save Money On Health Insurance April 08, 2014 Health insurance is a must-have for you and your family. Without it, costs for healthcare can be astronomical, even when it comes to routine checkups and prescription medications. But insurance itself can be pretty costly if you are paying for the entire monthly premium out of pocket. Luckily, there are some things you can do to effectively save some money on your premiums, co-pays, and other fees throughout the years. Here are five of the most common methods to consider: Get Regular Checkups Simply put, routine checkups will lower your overall risk of having to face high medical bil... (read more) Author: Aaliyah Arthur

257. What Do Auto Insurance Companies Do? April 03, 2014 If you own a car, it is very likely that you have coverage for your vehicle. In the United States, having a policy for your vehicle is mandated by law in most states. Without the proper coverage, drivers can pay huge amounts of money following a collision. Your provider can pay for bills, fees, and repairs after an accident. Whether you have been in a car wreck before, or you've never been behind the wheel during an accident, you may be a bit unclear about how auto insurance companies operate. In order to understand what type of coverage you need, you should learn more about the differen... (read more) Author: Andrew Stratton

258. Insurance: You Are Not Invincible! April 02, 2014 Insurance is something we all, as people, have to deal with on an every day basis. We can hardly leave the house in any capacity if we are uninsured. A person cannot drive a car or a motorcycle without being insured. Going to a doctor or urgent care facility is practically a living nightmare if a person does not have health care, not to mention, it is probably cheaper just to lose the finger than to pay for stitches without any sort of health care. In order to own a home, you have to take out insurance on the house and the contents of the house. If you rent, and you are smart, you look into ge... (read more) Author: Aaliyah Arthur

259. Covert Surveillance Systems to Prevent Loss March 31, 2014 Covert Surveillance Systems to Prevent Loss Covert Surveillance Systems The popularity of covert surveillance systems is growing by the day. This is basically a surveillance system which monitors the activities of the people or an individual in a certain area. However, it is quite hidden hence the person under observation has no idea of him being watched. More and more people are finding it ideal to install these accessories at home, office, warehouse, motor vehicles, and many other areas. The increase in the number is driven by several factors. These include increased insecurity, cases of... (read more) Author: Mathew Poulson

260. Your Home Insurance Policy Should Change As Your Life Changes March 27, 2014 Here's a question for homeowners-when was the last time you thoroughly reviewed your home insurance? It's not something that's on the forefront of most owners' thoughts, but tornado season is now upon us. As we move into spring, now is the time to make sure you have enough home insurance to cover any potential loss of property. Insurance representatives say it is not uncommon for policyholders to sign their yearly renewal home insurance paperwork without even reviewing it. It's just not something people do on a regular basis, but representatives are quick to remind owners that there are t... (read more) Author: Andrew Stratton

261. Expensive Teenagers on Auto Insurance Policies: Learn to Decrease Premiums March 17, 2014 Any parent with a teenage driver knows, all too well, that adding a child on an auto insurance policy is expensive. On average, adding a teenager to a family policy can run as much as $700 a year. Some parents scream about it, but there's a reason for it - young drivers carry a high risk factor. The risk of a crash, per mile driven, by a driver who is 16-19 years old is three times higher than of an older motorist. For many reasons, teens tend to have more accidents, and sadly, most of them are avoidable. Some teens just do not seem to listen and the results can be tragic. Distract... (read more) Author: Andrew Stratton

262. Insurance: Finding the Right Plan For You March 13, 2014 Purchasing insurance and finding a plan that fits your needs is one of biggest investments you can make during your lifetime. It's a sad fact that no one is exempt from Murphy's Law-anything that can go wrong, will go wrong. Life has many twists and turns. You will probably be able to pay for some of these setbacks out of-pocket. But bigger emergencies could completely drain your nest egg or cause you to file for bankruptcy. Everyone needs a good insurance plan to cushion their fall in these instances. Not having a plan in place puts you at a huge risk. The most important thing to rememb... (read more) Author: Aaliyah Arthur

263. Why Do Businesses Need Commercial Property Insurance? February 27, 2014 Commercial property insurance is designed to protect large and small businesses from unforeseen and disastrous events. Even home-based businesses should strongly consider getting coverage since homeowner plans don't typically provide compensation for home-based business damage. Tornadoes, floods, fires, vandalism, and many other unplanned tragedies fall under commercial property insurance policies. With many of these events come lost income, damaged buildings, business interruptions, and a host of other costly damages. Your individual business policy will provide specific details on which item... (read more) Author: Aaliyah Arthur

264. Do You Need Commercial Auto Insurance? February 26, 2014 Small businesses and self-employed persons, lend me your ear. Your personal car insurance may not cover your vehicle. Why? Your underwriter could consider your vehicle as a work automobile. There are some reasons they have gotten to this conclusion. If you use your car for work purposes other than commuting, you will need to look into commercial auto insurance. You can break it down by assessing many things. * Do you use your vehicle to courier goods or messages? * Is it registered under your business or corporation's name? * Are there ladders or racks attached meant to support your bus... (read more) Author: Aaliyah Arthur

265. Is Independent Health Insurance Right for You? February 26, 2014 Since the major provisions of the Affordable Care Act took effect last year, health insurance and the government-mandated portals have been the center of attention. The health care reform law, which is designed to ensure access to quality, affordable healthcare coverage was actually passed in 2010. The federal government will reap a hefty fine from those who choose not to enroll when they do not already have a health care plan. Failure to comply means confiscation of tax refunds starting at $95, or 1 percent of a citizen's total income for the first year without health coverage. Fines ca... (read more) Author: Aaliyah Arthur

266. Home Insurance: What Peril Means to your Policy February 25, 2014 Why do homeowners need to purchase a home insurance policy? Getting home insurance is a great way to protect yourself from lawsuits and is usually required by your housing lender. Ideally, you only need enough to cover your property and belongings. Investing in good quality coverage means you will have to pay less money out of pocket if the unthinkable happens. Some insurers may have coverage requirements for replacement cost protection. As a good rule of thumb, your coverage should be equal to the full replacement cost of your home. Many home insurance policies provide customers with a packag... (read more) Author: Aaliyah Arthur

267. How To Purchase Commercial Liability Insurance February 24, 2014 If you own a business, especially one that is open to the public, you have most certainly encountered commercial liability insurance. Whether you have a good relationship with your insurance provider or not, there is much to learn about the advantages and disadvantages of various types of coverage. In its most basic form, this kind of insurance can protect business owners from injuries that occur on the business' property. This can also cover property damages or injuries that may occur due to the actions of an employee. If lawsuits are pursued, this kind of insurance can protect for the ... (read more) Author: Andrew Stratton

268. I.D. Theft protection! February 20, 2014 Very few things feel more secure than taking out needed insurance on things you deem important. What if someone else uses your identity to take out insurance in your name? In a lot of cases, The victim is given nothing more than a bunch of phone numbers they can call in an attempted to straighten out such issues. This could take months or even years. As your making strides in correcting what happen to you in march, That same thief is busy victimizing you for the month of April and may. Everyday people are way to busy to play detective.... (read more) Author: Tony Watson

269. Types Of Commercial Insurance Every Business Owner Should Know About February 17, 2014 Business owners have a wide variety of assets and interests that they need to protect. In order to get the most comprehensive coverage, they'll need to consult with a reputable commercial insurance agent. Many types of coverage fall within the category of commercial insurance. Some are similar to independent offerings, such as automotive and property coverage, while other types of commercial insurance are specific to the business world. The following breaks down a few of the options available. Property This option covers real estate and belongings. Common equipment that is included in a... (read more) Author: Andrew Stratton

270. Insurance is Great But Do You Have a Will? February 17, 2014 Did you know 55% of Americans do not have a written will? Sure insurance can cover life and final expenses should something happen to you, But what about having something in place that will follow your instructions to the letter about how to take care of your family and friends should you no longer be capable of doing so yourself? We believe that to have insurance without a will is like wearing socks without shoes, Whats the point? Giving your clients better service means to have more solutions and services available for them to use. To have wills and other... (read more) Author: Tony Watson

271. Are you really protected? February 17, 2014 With so many careless drivers out there, Accidents are on the rise. Roughly over 18,000 car accidents happen everyday in America alone. Sure you have accident and vehicle insurance available that compensates both passenger and driver pretty well, Especially when they are in the right. This however provides no guarantee of those same passengers of being wrongly accused or sued for being at fault for car damage or worse yet, Facing felony charges for negligent homicide or involuntary manslaughter. Who can an insurance client turn to to find the answers for wh... (read more) Author: Tony Watson

272. Truck Insurance - What Types You Need February 11, 2014 If you're new to the trucking industry, perhaps you've already started researching what kind of truck insurance you may need. It can become confusing, as coverage will be needed for all different types of situations. The following list details the types of truck insurance available throughout your career. Primary Auto Liability Required by law, primary auto truck insurance will cover anyone injured during an accident. Drivers need to carry this with them at all times, even on leased rigs. Companies will sometimes offer this liability to owner-operators, but drivers should also be prepare... (read more) Author: Aaliyah Arthur

273. Life Insurance Mistakes To Avoid February 10, 2014 Whether you are 32 or 92, you want to give your family protection and security in case something might happen to you. One of the best ways to achieve this is through the use of life insurance. Generally speaking, this type of security blanket is a great way to cover burial and funeral expenses as well as your families living expenses. Unfortunately, many people do not know how much money their loved ones will need in the event that something happens to them. Others are simply uneducated as to what their policies will actually pay out to their families. Let's take a look at some of the most com... (read more) Author: Andrew Stratton

274. Everything You Needed to Know About Commercial Truck Insurance February 07, 2014 If you own a business that requires transportation, you have probably already faced the dilemmas that commercial truck insurance poses. With a myriad of options available, it can sometimes be difficult to determine what combination of coverage is needed for your business. Furthermore, regulations for businesses vary from state to state. To make sure you have the coverage you need, it's important to do your research and ask questions. Paying for coverage can be one of the biggest expenses a business faces. The most basic type of commercial truck insurance is coverage for physical damage. ... (read more) Author: Aaliyah Arthur

275. The Four Most Common Types Of Identity Theft And Tips To Reduce The Likelihood That You Will Become February 02, 2014 Identity Theft has become the fastest growing crime in in all of the world. In tops the list as the number one consumer complaint in the United States, with 19 people becoming victims of identity theft every minute. Unfortunately, with the greater use of the internet, the problem is predicted to grow. So what is identity theft and how could it effect you? Identity theft is a form of fraud that occurs when an individual or group of people steals your personal information for the purpose of financial or social gain. It happens in a number ways. Thieves steal credit card payments and other out... (read more) Author: Gerard Cassagnol

Pages: << Prev | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | Next >>

>