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Payday advancesare frightening. Most of the companies that offer them have a bad rap. Some states have even made the practice of issuing payday loans illegal. This being said, there are times in your life when you need your pay ahead of time, and commission advance companies in California can help. Here is a brief rundown of what to expect. You Approach Them When seeking out a loan, you approach them. You know when your commission will be paid, and you have an idea of how much it will be. Armed with this information, you can seek out a lender online or in a brick-and-mortar building. Once you’ve selected the lender, apply for your advance by providing the following. Information about You The lender will want to see how well you produce at your job, what your expected commission will be, and when you expect to receive it. It may verify this information, so be prepared to offer up records. It will also need your full name, contact information – including your cell phone and email address – and a valid ID or voided check. The Application Process You will fill out a brief application with commission advance companies in California, but you won’t be subjected to a credit check. Provided all of your information looks good, the company will issue the advance to you electronically. You can expect the money quickly, usually within 24 hours, and it’s yours to spend how you choose. Paying the Funds Back Most advance companies request a voided check because they will run an electronic transaction on it to receive the advanced monies back. Expect your loan to be 75 percent (on average) of you’re your total commission.The company keeps the additional 25 percent as interest. This is a basic rundown of how commission advance companies in California work. If you need cash today, contact a reputable lender and secure your commission before you are paid it.
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