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Insurance Articles and Ezines


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Showing 476 to 500 of 500 Articles in Insurance.
Pages: << Prev | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20

476. Why it's not safe to provide a Professional Service to your clients provides without P.I Insurance
October 18, 2013

As a professional you are putting yourself out there. You are providing a service to the public. You are also human and mistakes do happen. In the event that you, or one of your employees unintentionally makes an error, or have an omission in your work and you could be held liable for in the event your client or third party suffers a financial loss. Even if you think this is something that is not possible for you, the truth that it is no business is immune. Things do happen and generally when you least expect it. Professional indemnity insurance provides protection for awards and d... (read more)

Author: Amanda Smith

477. Public School Insurance for Indiana and Student Injuries
October 18, 2013

It is commonly accepted that school liability has increased over the past several years, and public schools, with their various exposures involving faculty, students, workers and outsiders, must contend with several concerns from multiple scenarios. The list is long; wrongful death, serious injury, sexual harassment, and bullying all present opportunities for large settlements or jury verdicts against these institutions. However, an analysis of recent decisions in negligence cases brought against schools indicates that the frequency of lawsuits generally has not changed over the past two... (read more)

Author: Richard Hunt

478. Benefits of International Medical Insurance
October 18, 2013

There are a lot of different things that you should consider when you are traveling abroad. The standard things are going to be in relation to what you’re going to be doing, where you will be staying, and creature comforts that you need to have ready for the future. However, there are some things that need to cover the intangible things that could arise, for instance, sickness. What were to occur if you were to get sick while you’re outside of the country? If you think that you can just go to a doctor and get covered, you’re absolutely wrong. You cannot just show up at a doctor’s office and ge... (read more)

Author: morales maria

479. Auto Money offer a responsible solution for people who need a same day cash loan
October 18, 2013

For people who are looking to get their hands on cash in a quick space of time, some of the more well known pay day lenders can end up causing a number of issues. They are known for offering deals on loans that come with an extortionately high rate of interest, and have come under fire in the press and public particularly in the last few weeks and months for their unethical business practice, that has played a part in many people spiralling further and further into deep, unmanageable debt. People who do not want to have these kinds of worries adding to the financial problems they are already ... (read more)

Author: Auto Money

480. Insurance for Your Beauty and Wellness
October 18, 2013

Beauty and wellness is one of the most valuable treasures one can have that could never be grabbed by others or transferred to another person. This explains why there are lots of men and women who invest their time, effort, and money to maintain their hygiene, aesthetic features, and physical fitness. Many of them are even so much conscious about how they look and it makes them worry or stressed each time a pimple pops out of their cheek, a wrinkle on the forehead becomes visible, or another pound adds up to their weight. Aging is just among the natural processes any person should undergo... (read more)

Author: Hazeline Bergey

481. Reduce the Costs of Your Public Liability Insurance Products
October 18, 2013

It is likely that at some point you will come to the decision of running your own business and trying your hand at being a self-employed individual. You should be mindful though, that with your start at being an independent professional, you will be in for more responsibilities. For one, you will have to answer for any shortcomings, or perhaps damages, that other people might encounter with your products and/or service. To be exact, you will have to concern yourself with what is called public liability. This is something that can practically cost you a lot of money if you do not handle it well... (read more)

Author: Hazeline Bergey

482. Get the Insurance Deals that Entirely Work to Your Advantage
October 18, 2013

There are a lot of matters to settle when venturing on a business. That may actually be the reason why some people are discouraged to push their business plans forward. Nonetheless, if you are one of the determined ones, you would do best by knowing what exactly you need to deal with. A significant example is protecting your business from potential lawsuit. You can never be too confident in your control over the risks of getting complaints by your consumers or even the people working with you. If it so happens that someone files a claim against you and your business and you are not prepar... (read more)

Author: Hazeline Bergey

483. Achieve Cost-Efficiency in Your Public Liability Insurance Policies
October 17, 2013

By definition, public liability refers to the law of offense that puts an emphasis on civil wrongs. It is through this that one party is given the ability to sue another for an act of negligence or perhaps damages they have incurred. In most cases this happens between a business owner and their customers or employees. Anyway, should you be on the receiving part of the complaint, it goes without saying that you should be ready with an insurance if you do not want to go broke all of a sudden, trying to cover the costs of the claim made on your own. However, if you are not smart with your choices... (read more)

Author: Hazeline Bergey

484. Benefits of Having Insurance Brokers
October 17, 2013

Buying and managing an insurance policy can be a lot of things but not easy, especially for someone who is fairly new to the matter. At one point another, the help of an expert will be necessary unless the insured does not mind getting duped with expensive rates that do nothing for them. This should never be the case so insurance brokers have made their services attainable for the benefit of the uninitiated. Their purpose is to help their clients get the best prices and utilize the most potential for their coverage deals. While there may be available guidelines that help individuals try to do ... (read more)

Author: Hazeline Bergey

485. Comparing Medicare Advantage plans and Medicare Supplement Insurance
October 17, 2013

Medicare is a medical insurance program meant for seniors who are at least 65 years old, those younger than 65 but who may have a disability, and also individuals who have been diagnosed with End-Stage Renal Disease (kidney failure). In the year 2003, the Medicare Modernization Act reinstated the Medicare + Choice program with Medicare Advantage (MA), or Medicare Part C. Medicare Advantage Plans offer added benefits that are not covered under the original Medicare. A Medicare Advantage Planis a kind of Medicare health plan provided by a private company that contracts with Medicare to gi... (read more)

Author: Medigap4 Senior

486. Insurance with a purpose; a versatile instrument tailored for all
October 17, 2013

Human being has always been helpless under the influence of factors that have remained uncontrollable even though technology has advanced by leaps and bounds. Precaution and extreme preventive measures can only assist in reducing the impact of such adverse circumstances but can never eradicate them. These factors are natural calamities, accident, unprecedented change in circumstances, etc. The only way to secure or compensate for these uncontrollable occurrences is through the financial instrument termed as insurance. Some types of insurance available in the market for customers a... (read more)

Author: donnie gabreal

487. Secure your home and vehicle with a good insurance company
October 17, 2013

For the survival of men certain things are utmost necessary for instance your home and for your smooth communication your car. These stuffs should be taken with utmost importance as your life almost depends on them. You cannot survive without them alone in this world. Now since these things are not purchased or altered every day, you should make proper arrangements for its safety and security, so that your beloved shelter never leaves you and your car give you companion for the longest period of time. Every conscious and responsible individual will opt for home owner insurance. This insurance ... (read more)

Author: donnie gabreal

488. Buying Insurance Policies online now made easier than ever before
October 17, 2013

The insurance sector is the one of largest industry in the world, because of its default necessity growth of insurance sector increases every day. Insurance really protect you for future and Saves you for fulfilling daily needs ahead at zero risk. Thus insuring our life, health, family and other properties is important responsibly of any individuals. And every one of us should consider taking insurance as integral part of our life. A decade ago if any individuals willing to insure their life, health, family and car means, they need to approach insurance agents of respective insurance comp... (read more)

Author: emudhra insurance

489. Searching best homeowners insurance Missouri
October 17, 2013

In case you are looking forward to find homeowners insurance Missouri then here are some of the tips that can help you to search for the best one. Nowadays homeowners insurance plays a very significant role. But then at times the cost of buying this kind of insurance can prove to be troublesome. Hence in order to stay away from this it is essential for you to consider some ways that can help you to save money. It is possible for you to lesser down the cost of insurance each month by searching best homeowners insurance Missouri. You can save lot of money in case you are able to get suitabl... (read more)

Author: Get Leads Fast

490. Bajaj Allianz Health Insurance - health insurance policy
October 16, 2013

The Insurance Regulatory and Development Authority of India (IRDA) defines TPA as a Third Party Administrator who, for the time being, is licensed by the Authority, and is engaged, for a fee or remuneration, in the agreement with an insurance company, for the provision of health services. TPA was introduced by the IRDA in 2001. The TPA acts like a claims adjuster for the insurance company. In some cases the insurance company sets up an entire department within their own company to act as TPA as opposed to hiring a commercial TPA company. In the infographic below, we detail the benefits of a c... (read more)

Author: Asha Nanda

491. Personal Accident - Reducing Accident Trauma with Financial Cover
October 16, 2013

Do you have a Personal Accident policy cover? If not, think seriously about getting one. Though one would hope to never have to use this benefit, life is full of uncertainties and one never knows how and where an accident may take place causing bodily harm. This insurance policy is one that covers permanent total disablement, permanent partial disablement, temporary total disablement, accidental death and double indemnity for permanent total disability and accidental death. Some people may feel that by taking out an insurance policy as above they are ‘inviting’ an accident to happen. Tha... (read more)

Author: Kirti Saxena

492. Personal Accident Insurance Policy - Taking the Sting out of Accidents
October 16, 2013

A medical emergency – especially an accident – can hit you at any time. Whether such accident is of a serious or minor nature is not important. Having an accident causes some harm to the body and the same would need treatment. If you are not prepared you might then have to shell out large sums of money to get such treatment, the more serious the accident, the bigger the expense. So you need to cover yourself with a personal accident insurance policy – a policy that will help immensely if you ever have an accident. An accident insurance policy does not cover only death or permanent disabil... (read more)

Author: Kirti Saxena

493. Mediclaim Insurance - Never Take Good Health for Granted
October 16, 2013

Everyone is used to minor health ailments - colds, coughs, flu, chicken pox, measles, stomach upsets and other such medical problems which with time, can be treated. But there are certain ailments which require more urgent and serious treatment, even hospitalization. It is at such times that one comes to realize the importance of having a good Mediclaim Insurance policy. A good health plan would cover benefits such as pre and post hospitalization expenses; unlimited day care procedures and cashless hospitalization. Other benefits would include tax deduction, a renewal percentage discount, easy... (read more)

Author: Kirti Saxena

494. Critical Illness Insurance - Your Protection During Critical Time
October 16, 2013

Long life expectancy can no longer be taken for granted. Our present day lifestyle is fast paced, and due to the ‘instant’ factor of everything we eat and do, though it indicates huge stride in progress, such instant factor also has an impact on our health. Eating ‘ready’ foods treated with ingredients which may not be good for the body; rushing through the daily routine, putting the body under continuous stress; vigorous use of gymnasiums to compensate for lack of normal body exercise. All these factors can add up and over time lead to some critical illness for which most individuals are not ... (read more)

Author: Kirti Saxena

495. Two Wheeler Insurance in India - How Useful They Are?
October 16, 2013

The government has mandated that all motor vehicles plying on Indian roads must have insurance. That is because insurance minimizes risk and protects you, your vehicle and third party property. Riding on a two wheeler which does not have a valid insurance policy or a lapsed one is an offense. Whether you are going to work or a party, calamity may strike and you may end up paying heavy damages through no fault of your won. Once you have suffered it takes a long time to heal. Your bike may not protect you from such threats but you can protect it through two wheeler insurance. Your scooter o... (read more)

Author: Kirti Saxena

496. Find Out About Home Insurance Cover Before Buying an Insurance
October 16, 2013

Maybe you have spent years building a perfect home - a home with all the facilities to help you and your family to live a comfortable life. But it would be thoughtless if after achieving this to keep your home open to unforeseen disasters such as fire, robbery etc. Like everything we treasure we should take steps to ensure such items are kept safe and secure and if lurking dangers do come into play, at least you can fall back on earlier security measures taken. A good home insurance cover will give you this type of security. If you already have a house insurance policy to safeguard your h... (read more)

Author: Kirti Saxena

497. Home Insurance - Protect Your Home
October 16, 2013

One often hears about fires in buildings, a house collapse, or cities being hit by earthquakes. Though we listen with shock and awe at such news, we never really think our homes too could ever become victim to such disasters. But it is a real lurking danger for anyone anywhere. The smart thing to do is to take steps to ensure that if and when such a disaster takes place, at least on the financial side the impact is less. General Insurance companies offer home insurance which covers your home if any of the following disasters occur: Damage caused by lightning, fire, explosion and aircraft... (read more)

Author: Kirti Saxena

498. Auto Insurance - The Various Benefits of Buying Them
October 16, 2013

In this day and age most people have their own transport. While many prefer to travel around on 2-wheelers because of swifter movement and easier parking, a car remains the most popular mode of transport especially for business people and families. Since it is such a widely preferred option, when travelling by car all precautions should be taken to ensure that the trip or journey is made as safe as possible which is not possible without having a car insurance. All general insurance companies sell auto insurance policies. The basic coverage is the same, but often other benefits are thrown ... (read more)

Author: Kirti Saxena

499. Car Insurance - How They Benefit Vehicle Owners
October 16, 2013

The car that you drive is not just a vehicle that transports you but is also the one that protects you and the ones you drive around. The most important thing that you can do to protect your expensive car is to give it adequate motor insurance coverage. Your motor insurance would not only protect the vehicle, but the driver and passengers on the car and also third party liability, is any, arising out of accident. At present in India all vehicles plying on the roads are required to have insurance. Most people ignore motor insurance and consider it an evil drain of money. While opting for i... (read more)

Author: Kirti Saxena

500. Two Wheeler Insurance - A must When Buying a Two-Wheeler
October 16, 2013

Petrol prices are on the rise and faced with recession and inflation at the same time there is little that one can do to protect assets. Bikes and scooters in Indian households are of immense importance and as such deserve to be maintained and prevented from theft and other such perils. While driving on the road it is more important to prevent accidents and prevent yourself from injury and cause any third party injury. The best way to go about is to have two wheeler insurance for your vehicle. Scooters and motorcycles are cheap and fun rides. The parking is easy and look good as well.. Fa... (read more)

Author: Kirti Saxena

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